Refinancing of £250,000 unsecured business borrowing for media company

The Challenge

A media and audio production company was managing multiple finance agreements, resulting in complex cash flow management and monthly outgoings exceeding £15,000. The cumulative cost was eroding profitability whilst the administrative burden of managing different lenders and due dates was significant. The business needed to consolidate these commitments into a single solution that would reduce monthly payments but without requiring additional security over business assets.

Our Approach

We identified an unsecured business loan as the optimal solution, offering flexibility to settle multiple commitments without requiring additional collateral. Working closely with the directors, we analysed their cash flow patterns to structure repayment terms aligned with operational income. Our established relationships across a broad panel of unsecured lenders enabled us to secure competitive terms despite existing debt levels. We coordinated settlement of all outstanding finance agreements, ensuring a smooth transition.

The Outcome

We secured a £250,000 unsecured business loan that consolidated all existing commitments and reduced monthly payments by more than £10,000. This cash flow improvement has strengthened working capital, allowed for investment in new production equipment and talent acquisition, reduced administrative complexity, and improved financial forecasting. The business is now operating with healthier margins and is positioned to pursue larger client contracts previously beyond reach.