Financial distress is not limited to businesses. For directors, sole traders, high-net-worth individuals, and entrepreneurs, personal insolvency can carry significant financial, legal, and reputational consequences. When managing risk and protecting assets is necessary, tailored and strategic advice is required.
Personal insolvency is often more just than a financial problem – it is also an emotional and reputational issue too. Offered through our dedicated insolvency division, BTG Begbies Traynor, our advice is always discreet, practical, and focused on giving you clarity, control, and a fresh start where possible.
Looking for insolvency or restructuring advice?
Browse our dedicated restructuring siteWhether you are dealing with creditor pressure, personal guarantees, or joint liabilities, we work quickly to assess your position, explain your options, and develop a plan that addresses your short-term issues while also considering your long-term interests.
We are experienced in advising directors whose personal finances are entangled with those of their company, particularly where claims for personal guarantees or overdrawn loan accounts arise. We also support clients subject to bankruptcy petitions or trustee investigations and can assist in negotiating with creditors to avoid formal proceedings where possible.
Our specialist deceased insolvent estates team regularly advises executors, administrators, and creditors on how to deal with insolvent estates, guiding them through the process and helping to resolve competing claims efficiently and lawfully.
At BTG, our advice is always delivered with discretion, empathy, and a strong focus on achieving the best possible resolution.
Stay ahead with commentary on the latest sector trends, regulatory changes and market developments from our team of experts.
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Small charity distress rises beneath fragile sector stabilisation
Many smaller UK charities are still operating in survival mode, and some are plainly on borrowed time.
BTG enhances senior leadership team with partner promotions
BTG has announced two key promotions to partner, enhancing its leadership strength in the advisory and restructuring market. Adam Humphrey and Scott Day have been promoted to partner within the advisory and restructuring leadership teams, respectively. The new partners add more than three decades of combined experience,16 of which have been spent at BTG.
BTG delivers £12.5m of industrial sales in strong start to 2026
The real estate arm of BTG has completed more than 600,000 sq. ft of industrial and logistics transactions across the South East during the first five months of 2026, with deals totalling in excess of £12.5m in sales alongside a series of major lettings.
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