Financial distress is not limited to businesses. For directors, sole traders, high-net-worth individuals, and entrepreneurs, personal insolvency can carry significant financial, legal, and reputational consequences. When managing risk and protecting assets is necessary, tailored and strategic advice is required.
Personal insolvency is often more just than a financial problem – it is also an emotional and reputational issue too. Offered through our dedicated insolvency division, BTG Begbies Traynor, our advice is always discreet, practical, and focused on giving you clarity, control, and a fresh start where possible.
Looking for insolvency or restructuring advice?
Browse our dedicated restructuring siteWhether you are dealing with creditor pressure, personal guarantees, or joint liabilities, we work quickly to assess your position, explain your options, and develop a plan that addresses your short-term issues while also considering your long-term interests.
We are experienced in advising directors whose personal finances are entangled with those of their company, particularly where claims for personal guarantees or overdrawn loan accounts arise. We also support clients subject to bankruptcy petitions or trustee investigations and can assist in negotiating with creditors to avoid formal proceedings where possible.
Our specialist deceased insolvent estates team regularly advises executors, administrators, and creditors on how to deal with insolvent estates, guiding them through the process and helping to resolve competing claims efficiently and lawfully.
At BTG, our advice is always delivered with discretion, empathy, and a strong focus on achieving the best possible resolution.
Stay ahead with commentary on the latest sector trends, regulatory changes and market developments from our team of experts.
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Jenny Fram comments on the uptake of CIF and if schools can increase their success rate
After the government released its latest data on Condition Improvement Funding (CIF) applications, Schools Week asked Jenny Fram, Director at BTG, to give her thoughts on success rates and what schools have been making applications for.
Julie Palmer and Matthew Hattersley discuss next steps for stalled housing developments with FT Adviser
As the number of financially distressed, incomplete, or stalled housing developments increases FT Adviser asked Julie Palmer and Matthew Hattersley from BTG, what actions developers and lenders can take and if this suggests that the right housing is being built.
Julie Palmer, Nazar Soofi and David Mathieson explore the financial, operational and energy challenges facing the F&B supply chain
Writing for Foodbev, Julie Palmer from Restructuring, David Matheison from Funding and Insurance and Nazar Soofi from Projects and Developments, discussed the current conditions in the food and beverage (F&B) sector and how focusing on energy security could support with cost saving measures.
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