Financial distress is not limited to businesses. For directors, sole traders, high-net-worth individuals, and entrepreneurs, personal insolvency can carry significant financial, legal, and reputational consequences. When managing risk and protecting assets is necessary, tailored and strategic advice is required.
Personal insolvency is often more just than a financial problem – it is also an emotional and reputational issue too. Offered through our dedicated insolvency division, BTG Begbies Traynor, our advice is always discreet, practical, and focused on giving you clarity, control, and a fresh start where possible.
Looking for insolvency or restructuring advice?
Browse our dedicated restructuring siteWhether you are dealing with creditor pressure, personal guarantees, or joint liabilities, we work quickly to assess your position, explain your options, and develop a plan that addresses your short-term issues while also considering your long-term interests.
We are experienced in advising directors whose personal finances are entangled with those of their company, particularly where claims for personal guarantees or overdrawn loan accounts arise. We also support clients subject to bankruptcy petitions or trustee investigations and can assist in negotiating with creditors to avoid formal proceedings where possible.
Our specialist deceased insolvent estates team regularly advises executors, administrators, and creditors on how to deal with insolvent estates, guiding them through the process and helping to resolve competing claims efficiently and lawfully.
At BTG, our advice is always delivered with discretion, empathy, and a strong focus on achieving the best possible resolution.
Stay ahead with commentary on the latest sector trends, regulatory changes and market developments from our team of experts.
View all news and insights View all news and insightsBTG strengthens asset finance division with new leadership and senior appointments
BTG has named James Dutton as its new Head of Asset Finance and made three senior hires to enhance the strategic financial expertise in its asset finance team for clients.
BTG supports The Experiential Learning Group in its sale to Alchemist Group
BTG has supported The Experiential Learning Group (TELG) on its sale to Alchemist Group, the parent company behind a portfolio of best-in-class learning brands, forming a powerhouse in behaviour-based leadership and sales development.
US tariff reset erodes UK’s advantage as exporters prepare for the next regime
The Trump administration has replaced the reciprocal tariffs regime that was struck down by the Supreme Court with a non-discriminatory tariff tool, shifting tariff risk to a more uncertain carve-out-driven framework. In this new regime, the UK’s prior relative advantage for non-exempt goods is no longer assured and outcomes depend on sector carve-outs, product mix and enforcement.
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