Financial distress is not limited to businesses. For directors, sole traders, high-net-worth individuals, and entrepreneurs, personal insolvency can carry significant financial, legal, and reputational consequences. When managing risk and protecting assets is necessary, tailored and strategic advice is required.
Personal insolvency is often more just than a financial problem – it is also an emotional and reputational issue too. Offered through our dedicated insolvency division, BTG Begbies Traynor, our advice is always discreet, practical, and focused on giving you clarity, control, and a fresh start where possible.
Looking for insolvency or restructuring advice?
Browse our dedicated restructuring siteWhether you are dealing with creditor pressure, personal guarantees, or joint liabilities, we work quickly to assess your position, explain your options, and develop a plan that addresses your short-term issues while also considering your long-term interests.
We are experienced in advising directors whose personal finances are entangled with those of their company, particularly where claims for personal guarantees or overdrawn loan accounts arise. We also support clients subject to bankruptcy petitions or trustee investigations and can assist in negotiating with creditors to avoid formal proceedings where possible.
Our specialist deceased insolvent estates team regularly advises executors, administrators, and creditors on how to deal with insolvent estates, guiding them through the process and helping to resolve competing claims efficiently and lawfully.
At BTG, our advice is always delivered with discretion, empathy, and a strong focus on achieving the best possible resolution.
Stay ahead with commentary on the latest sector trends, regulatory changes and market developments from our team of experts.
View all news and insights View all news and insights
BTG expands senior restructuring and investigation and governance, risk and compliance knowledge
BTG has enhanced its senior restructuring, investigation and governance, risk and compliance (GRC) support for clients with the promotion of Sukh Somal to director, and the appointment of Ben Inshaw also as director.
Demand outstrips supply while capital gravitates to newer vintage existing stock
The UK private care home market is experiencing a widening gap between demand and deliverable supply. Demographic shifts are structurally increasing long-term demand.
Rajul Dhokia and Matthew Hattersley ask if US wealth can help revive stalled UK developments
At the tail end of the pandemic, remote working and low interest rates created significant developer investment into rural areas. However, as interest rate and build costs increased potential profit turned to loss and some schemes are now looking for buyers.
© 2026 BTG Consulting plc - Incorporated and registered in England and Wales - VAT Number: 880996072 - Company Registration Number: 05120043
This site uses cookies to monitor site performance and provide a mode responsive and personalised experience. You must agree to our use of certain cookies. For more information on how we use and manage cookies, please read our Privacy Policy.
