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Managing a large fleet of vehicles can place a high administrative burden on a business, requiring significant working capital and a large amount of operational funding to maintain service levels and support growth.  

Businesses that require a fleet of vehicles face unique financial challenges – from acquiring and maintaining large fleets, to managing the working capital demands of maintenance schedules, compliance requirements, and client service delivery. Traditional lenders often struggle to understand the complexities of fleet depreciation, utilisation patterns, and the cyclical nature of the industry. 

Whether you are looking to acquire and source vehicles, manage your fleet, or require maintenance management, our vehicle management programme can unlock your business potential.  

We specialise in securing tailored vehicle management solutions for businesses across a range of sectors. Our team understands the specific requirements of fleet operations, whether you need a fleet management service, daily hire solution, vehicle conversion, or a comprehensive risk management package.

Our approach combines deep sector knowledge with strong lender relationships to structure financing that supports your business model. We help secure funding for vehicle fleets and commercial fleets, to manage maintenance spend, and to improve operational performance. Whether you are a major corporate fleet operator with specific requirements or a small business operating a fleet of business vehicles, we can identify the funding structure that aligns with your future requirements and operational needs.  

We also assist with more complex scenarios, including accident management, fuel management and provide a risk management programme. Our team can navigate the regulatory requirements around fleet compliance and driver training obligations that impact lending decisions.

At BTG, we understand that your vehicles are your business. We work alongside you to secure the funding that keeps your fleet moving and your business growing. 

Expertise in action

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BTG secures £680,000 hire purchase agreement for crane hire
BTG secures £680,000 hire purchase agreement for crane hire business expansion

A Yorkshire-based crane hire business needed to replace an aging crane that was becoming increasingly costly to maintain and less competitive in the marketplace.

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BTG secures £150,000 invoice finance facility for haulage business
BTG secures £150,000 invoice finance facility for haulage business

A fast-growing haulage business was constrained by cash flow pressures as customer payment terms stretched to 60 days whilst operational costs remained immediate.

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Refinancing of £250,000 unsecured business borrowing for media company
Refinancing of £250,000 unsecured business borrowing for media company

A media and audio production company was managing multiple finance agreements, resulting in complex cash flow management and monthly outgoings exceeding £15,000.

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BTG secures £10 55 million refinancing deal enabling care home expansion
BTG secures £10.55 million refinancing deal enabling care home expansion

A Nottinghamshire-based care home group operating multiple facilities were looking to develop and expand their services by way of a purpose-built 70-bed specialist mental health facility.

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Our Funding and Insurance team

Meet the team Meet the team
tony antoniou
Tony Antoniou
Director
nick neophytou
Nick Neophytou
Managing Director
nimesh sanghrajka
Nimesh Sanghrajka
Managing Director
himesh patel
Himesh Patel
Director
rajul dhokia
Rajul Dhokia
Director
rickesh patel
Rickesh Patel
Director
Richard House
Richard House
Director
Headshot
Nirav Patel
Associate Director
David Hester
David Hester
Associate Director
Sachin Phul
Sachin Phil
Associate Director
jake dye
Jake Dye
Relationship Manager
sarah parkin
Sarah Parkin
Regional Sales Director
mike chapman
Mike Chapman
Relationship Director
Hayley Chapman
Hayley Chapman
Head of Operations
Stuart Buchan
Stuart Buchan
Director
david mathieson
David Mathieson
Managing Director
Gary Burns new
Gary Burns
Director
James Dutton new
James Dutton
Director
Nick Elder
Nick Elder
Regional Director
Chris Leslie (1)
Chris Leslie
Director
Paul Walsh new
Paul Walsh
Director
Mike Coates
Mike Coates
Senior Director
Michael Ward new
Michael Ward
Head of Property
Gary Wood
Gary Wood
Director
eric savill
Eric Savill
Consultant
Analysis

News and insights

Stay ahead with commentary on the latest sector trends, regulatory changes and market developments from our team of experts.

View all news and insights View all news and insights
hmrc tax debt
People views
05/02/2026
Julie Palmer comments on a HMRC crackdown on unpaid tax in Bloomberg

Giving her thoughts to a Bloomberg article, which leads with data obtained by BTG, Julie Palmer, managing partner and restructuring expert at BTG, has noted how HMRC chasing some of the £27.1bn in overdue tax from businesses might trigger struggling ‘zombie’ companies to fall down.

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healthcare acquisition
Client news
05/02/2026
BTG supports Covestus on Dentyl and UltraDex brands acquisition

BTG, the financial and real estate advisory group, has supported Covestus on the acquisition of the Dentyl and UltraDex brands from Venture Life Group.

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Listing
Company news
02/02/2026
Begbies Traynor Group plc rebrands to BTG as it eyes further growth

AIM-listed financial and real estate advisory firm Begbies Traynor Group has rebranded as BTG, reflecting the continued growth and evolution of the group beyond its historical core strength of insolvency and restructuring services.

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