BTG secures £150,000 invoice finance facility for haulage business

The Challenge

A fast-growing haulage business was constrained by cash flow pressures as customer payment terms stretched to 60 days whilst operational costs remained immediate. With opportunities to secure new contracts and expand their fleet, the business needed working capital that could scale alongside their growth ambitions. The directors required a flexible funding solution that would unlock cash tied up in outstanding invoices without taking on additional debt or diluting equity. Traditional bank lending couldn't provide the speed or flexibility needed to capitalise on time-sensitive expansion opportunities in a competitive market.

Our Approach

We identified invoice finance as the optimal solution, offering immediate access to cash against outstanding invoices whilst providing scalability as the business grew. We explained how the facility worked, the benefits it offered, and how it would integrate with their operations. We worked closely with the directors to streamline the onboarding process, coordinating with their accountant to ensure all documentation was handled efficiently and the facility could be activated quickly.

The Outcome

We secured a £150,000 invoice finance facility, immediately improving cash flow and enabling the business to accept larger contracts with confidence. The funding has allowed them to expand their fleet by three vehicles, take on additional drivers, and service new routes across the UK. The flexible nature of the facility means funding grows automatically as their invoicing increases, supporting continued expansion without the need for repeated refinancing. The business is now positioned to compete for higher-value contracts and achieve their growth targets over the next 12 months.